Atlanta Fed Working Papers
The Research Department of the Federal Reserve Bank of Atlanta publishes a working paper series to convey the research of staff economists and visiting scholars and stimulate professional discussion and exploration of economic and financial subjects.
Bin Wei and Feng Zhao
Working Paper 2022-1
Examining racial disparities in mortgage processing time prior to the global financial crisis, the authors find that Black borrowers are underrepresented and experience a longer processing time than White borrowers among the mortgages securitized by government-sponsored enterprises.