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Policy Hub

Policy Hub provides two forums that draw on the expertise of Atlanta Fed economists and researchers to address issues of broad policy interest: Macroblog and Policy Hub Papers.

Policy Hub articles that are reprints or revisions of papers published elsewhere may not be reprinted without the written permission of the original publisher. All other Policy Hub articles may be reprinted without charge. If you reprint an article, please fully credit the Federal Reserve Bank of Atlanta as well as Policy Hub. For more information, read our disclaimer and terms of use.

In December 2020, our Real Estate Research blog and Notes from the Vault column became part of Policy Hub.

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Policy Hub: Macroblog

Policy Hub: Macroblog provides concise commentary and analysis on economic topics by staff economists and analysts for a broad audience.

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Policy Hub Papers

Policy Hub Papers feature more detailed analyses of economic topics by staff economists and researchers for both academic and nonacademic audiences.

Jul 07, 2022

Lessons Learned from Mortgage Borrower Policies and Outcomes during the COVID-19 Pandemic

The COVID-19 pandemic, the worst public health crisis in a century, caused significant distress in the mortgage market and led the federal government to intervene with an array of policies. This Policy Hub article looks at which policies helped mortgage holders—and which ones proved less effective.

Jun 22, 2021

Racial Differences in Mortgage Refinancing, Distress, and Housing Wealth Accumulation during COVID-19

The COVID-19 pandemic exacerbated racial disparities in U.S. mortgage markets. In this Policy Hub article, the authors document persistent differences in refinances, nonpayments, and the ability to catch up on missed payments. These disparities could worsen the already large gap in home ownership rates across racial and ethnic groups.

Jun 25, 2020

Evaluating the Benefits of a Streamlined Refinance Program

This Policy Hub article examines the effects of a streamlined refinance program that would allow some borrowers to refinance without needing to document employment or income.