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Policy Hub

Policy Hub provides two forums that draw on the expertise of Atlanta Fed economists and researchers to address issues of broad policy interest: Macroblog and Policy Hub Papers.

Policy Hub articles that are reprints or revisions of papers published elsewhere may not be reprinted without the written permission of the original publisher. All other Policy Hub articles may be reprinted without charge. If you reprint an article, please fully credit the Federal Reserve Bank of Atlanta as well as Policy Hub. For more information, read our disclaimer and terms of use.

In December 2020, our Real Estate Research blog and Notes from the Vault column became part of Policy Hub.

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Policy Hub: Macroblog

Policy Hub: Macroblog provides concise commentary and analysis on economic topics by staff economists and analysts for a broad audience.

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Policy Hub Papers

Policy Hub Papers feature more detailed analyses of economic topics by staff economists and researchers for both academic and nonacademic audiences.

Feb 27, 2023

Transmission of Sovereign Risk to Bank Lending

Examining the relationship between sovereign risk and bank lending, the authors of this Policy Hub article find that for banks with higher exposure to government securities, a higher sovereign default risk implies lower net worth and tightening financial constraint, which lead to lower credit provision.

Nov 08, 2021

So Far, So Good: Government Insurance of Financial Sector Tail Risk

When financial market stability has been threatened, the federal government has intervened numerous times in the past 50 years. What are the motivations for, and consequences of, such support? This Policy Hub article looks at some of these interventions and discusses the risks they might pose.

Aug 02, 2021

Digital Currency, Digital Payments, and the 'Last Mile' to the Unbanked

Using digital forms of payment requires funding from a source of money, such as cash or a bank account. Consequently, the unbanked population lacks access to digital payments—the so-called "last-mile" problem. This Policy Hub article examines some proposed solutions to this problem.

Jul 15, 2021

Heat versus Light: Fact-Checking the Debate over De-Risking

What is the evidence for claims about the connection between bank de-risking and anti–money laundering regulation? How does de-risking affect financial exclusion? In this Policy Hub article, the authors draw on multiple sources of information to answer these questions.

Mar 29, 2021

Bank Supervisory Goals versus Monetary Policy Implementation

How might bank supervision interfere with the implementation of monetary policy? This Policy Hub article examines three recent cases of such interference and discusses possible changes to supervision.