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Apr 11, 2023

New Data Available in Southeastern Rental Affordability Tracker

Our tool tracking affordability and availability of rental housing in the Southeast has been updated with the latest 2021 census data, allowing users to visualize affordability at the state, region, and city levels.

Mar 28, 2023

Keeping Up with Rent: Recent Rent Hikes and Their Impact on Affordability Standards

Rents increased significantly across the nation in 2021 and ‘22, outpacing HUD’s Fair Market Rent estimates. This Partners Update analyzes the effects of updated methodology on a key resource for understanding the cost of rental housing.

Mar 07, 2023

How Understanding Benefits Cliffs Can Help Employers Attract and Retain Talent

The tight labor market has forced many employers to boost wages, but wage gains may produce negligible increases or effective losses for some workers. This Partners Update article examines how employers can leverage the CLIFF Dashboard Employer Edition to improve their workers’ financial well-being and boost their ability to recruit talent.

Feb 22, 2023

Closing the Digital Skill Divide - February 22, 2023

Join the Atlanta Fed and the National Skills Coalition for a free virtual event discussing the digital skill divide and learn how it can help inform the implementation of the Digital Equity Act in your state.

Jan 17, 2023

Climate-Related Risks and Disasters: Implications for Financial Stability and Inclusion

Climate-related risks and disasters are risks to human and natural systems that may lead to more severe and frequent shocks or stressors. In this Partners Update article, our Community and Economic Development team considers the implications of climate-related risks and disasters for southeastern states.

Nov 17, 2022

Skills-Based Approaches for Finding Talent and Diversifying the Workforce: Six Lessons from Employers

Two-thirds of US workers don’t have at least a bachelor’s degree. This Workforce Currents article highlights ways employers focus on skills over traditional degrees and credentials in job descriptions, recruiting, and retention practices, and what they have learned.

Sep 28, 2022

Discontent, Occupational Change, and the Roles Workers Are Leaving amid the Great Resignation

When workers quit, what jobs are they leaving? Are they switching from one occupation to another at a faster pace than before the pandemic? Read Workforce Currents article for a dive into Census Bureau data to look for patterns.

Sep 02, 2022

Emergency Rental Assistance Insights from the Southeast

Emergency Rental Assistance programs helped struggling renters during the pandemic. Community and Economic Development staff spoke with southeastern affordable rental housing stakeholders to understand local and state implementation of these programs. Learn more in Partners Update.

Aug 30, 2022

CLIFF Dashboard Evaluations: Insights from Three State Pilots

The Atlanta Fed’s Career Ladder Identifier and Financial Forecaster (CLIFF) tools provide information about how public benefits change with income gains. This Partners Update article discusses three state pilot evaluations of one of the tools, the CLIFF Dashboard.

Aug 03, 2022

Road to Recovery: The State of Southeastern Small Businesses

As the United States continues to wrestle with the implications of COVID-19 and create a new normal for getting things done, at least 50 percent of firms in the Sixth District reported poor or fair financial conditions. Partners Update article examines disproportionate financial barriers in small businesses and businesses owned by people of color.

Jul 29, 2022

CDFIs Expand Access to Workforce Development Training

The workforce development sector needs new ways to finance education and training at every level. Community development financial institutions (CDFIs) can play an important role. This Partners Update article summarizes a recent paper that explores partnerships with CDFIs in the workforce development system.

Jul 14, 2022

Household Financial Well-Being in the Southeast

A healthy economy is one that offers economic mobility and resilience to everyone. Read Partners Update for a discussion of two webinars in the Atlanta Fed’s Inclusive and Resilient Recovery series that looked at the financial health of households.

Jul 11, 2022

Modernizing Community Reinvestment Act Rules

In May, the federal banking regulators issued a joint notice on modernizing the regulations that implement the Community Reinvestment Act. This Partners Update article discusses proposed updates and asks the public to provide feedback through the public comment process.

Jun 02, 2022

Women's Experience in the Labor Market: Pandemic Reflections

The labor market has largely recovered from the unprecedented rates of unemployment the pandemic caused. But the data under the topline numbers tell a story about significant changes in the attachment of women, especially women of color, to the labor force. To learn more, read Workforce Currents.

May 26, 2022

Initiative Focuses on Economic Inclusion

The Southern Cities Economic Inclusion Initiative will explore ways to make cities more vital and prosperous for all residents, regardless of race, ethnicity, and geography. Partners Update discusses the initiative and the Atlanta Fed's role in it.

Feb 17, 2022

Constraints to an Inclusive Recovery: Highlights from an Atlanta Fed Report

Our Community and Economic Development team continues to monitor how COVID-19 is affecting both communities and organizations that serve low- and moderate-income households and communities of color in the Southeast. Explore the group’s recent findings on this topic in Partners Update.

Dec 02, 2021

Heirs' Property Prevention and Resolution Funders' Forum - December 2, 2021

Join the Atlanta Fed and the Federal Home Loan Bank of Atlanta for an event to provide potential funders with solutions to the heirs’ property challenge on December 2 at 8:30 a.m. (ET).

Nov 17, 2021

Toward an Inclusive Recovery: Increasing the Housing Security of Vulnerable Renters through Rental Assistance - November 17, 2021

Atlanta Fed president Raphael Bostic spoke about the need to create and implement a housing system equitable for all in closing a virtual event on the impact of the COVID-19 pandemic on housing instability for renters.

Nov 09, 2021

The Great Resignation and Long-Term Unemployment - November 9, 2021

The Atlanta Fed and AARP examined current labor market issues and potential solutions for increasing labor market participation in this virtual event.

Oct 21, 2021

Guaranteed Income (GI) Dashboard: Visualizing Public Benefits Loss for Participants in GI Pilot Programs

The Atlanta Fed developed the Guaranteed Income Dashboard tool as part of our Advancing Careers initiative. Partners Update discusses the tool and how practitioners, policymakers, and GI recipients are using it in GI pilot programs across the country.

Oct 18, 2021

Southeastern Rental Affordability Tracker

The tool demonstrates the abundance of southeastern renter households that pay more than 30 percent or 50 percent of their income on housing. A new feature shows the share of cost-burdened renters by race or ethnicity or by age.

Oct 06, 2021

Emerging Themes from Workforce Development Month 2021

Workforce Development Month, celebrated each September, focuses on what workers need to be successful in an evolving economy. This Workforce Currents article chronicles takeaways from a Twitter chat that focused on how lawmakers, researchers, and practitioners can #InvestInWork.

Sep 29, 2021

Tackling Vacancy and Abandonment: Strategies and Impacts after the Great Recession

This joint research publication by the Federal Reserve Bank of Atlanta, the Federal Reserve Bank of Cleveland Fed, and the Center for Community Progress explores the challenges associated with vacant and abandoned properties since the mortgage crisis and offers lessons for future policies and strategies.

Aug 24, 2021

Policy Rules Database: Visualizing the US Social Safety Net

The Atlanta Fed and the National Center for Children in Poverty have developed the Policy Rules Database to provide clarity on the complexity of the US social safety net. Partners Update provides an overview of the database and visualization tool.

Aug 17, 2021

Have Workers Decided Money Matters Less Than It Used to?

They say money talks, but does it speak more softly to workers in today's job market? This Economy Matters article summarizes recent conversations with regional contacts to learn more about business leaders’ observations.

Aug 05, 2021

The Importance of Addressing Long-Term Unemployment for Economic Recovery

Up to 4 million workers remain among the long-term unemployed even as jobs are being added and the unemployment rate falls. Read this Workforce Currents article for a discussion of long-term unemployment and the policies that could help people get good jobs.

Jul 15, 2021

Inclusive and Resilient Recovery: Career Pathways to Household Financial Well-Being - July 15, 2021

Atlanta Fed Community and Economic Development staff members and guests discuss how career advancement is tied to household financial well-being. They also consider the systemic barriers that pose challenges to economic self-sufficiency.

Jun 29, 2021

Not Quite Sunny: The State of Southeastern Small Businesses during COVID

Partners Update examines state-level data from the Federal Reserve's Small Business Credit Survey on five states in the Atlanta Fed's District, comparing them with national results.

Jun 21, 2021

What Can Be Done about the Childcare Benefits Cliff? A Case Study in Florida

Partners Update summarizes a recent discussion paper that looks at the benefits cliffs associated with childcare, using two contrasting Florida counties as examples.

Jun 18, 2021

Restructuring the Eligibility Policies of the Child Care and Development Fund to Address Benefits Cliffs and Affordability

This paper explores how the current eligibility policies of the federal Child Care and Development Fund create benefits cliffs and affordability challenges that act as barriers to economic self-sufficiency.

Jun 03, 2021

Special Briefing: Despite CDC Moratorium, Atlanta-Area Eviction Filings Hit Low-Income, Minority Neighborhoods Adobe PDF file format

This paper examines eviction filings that occurred during the pandemic in the Atlanta metro area. The authors find that a neighborhood’s racial composition and median income serve as strong indicators of pandemic eviction filings.

May 25, 2021

Rework Community Insights Monitor

The Rework Community Insights Monitor provides a metro-level view on good jobs and training within local labor markets. The tool shows the most prevalent industries and occupations, how many of these jobs are accessible to workers without a bachelor's degree, and more.

May 13, 2021

Political Connections, Allocation of Stimulus Spending, and the Jobs Multiplier

Using American Recovery and Reinvestment Act (ARRA) data, the authors of this working paper show that firms use their political connections to win stimulus grants and that public expenditure, when channeled through politically connected firms, hinders job creation.

May 13, 2021

Inclusive and Resilient Recovery: Household Financial Well-Being in the Southeast - May 13, 2021

Atlanta Fed Community and Economic Development staff and guest speakers provide a framework for financial well-being and its relationship to an inclusive and resilient recovery for the whole economy.

Apr 30, 2021

Real Experiences of the Pandemic: Monitoring the Crisis

The Atlanta and Boston Feds and the Stanford Center on Poverty and Inequality are cosponsoring a new series of reports, Monitoring the Crisis: American Voices Project. Partners Update examines the first four reports on the effects of the COVID-19 crisis on people and communities.

Apr 07, 2021

Among Atlanta Fed Contacts, Optimism Takes Root a Year into Pandemic

After a tumultuous year of pandemic retrenchment, regional business contacts feel they might be seeing the light at the end of the tunnel. This Economy Matters article summarizes recent conversations to learn more about what business leaders are seeing.

Mar 25, 2021

Inclusive and Resilient Recovery: Small Businesses of Color: Toward an Inclusive and Resilient Recovery - March 25, 2021

Atlanta Fed and Kansas City Fed Community and Economic Development staff summarized findings from the Small Businesses of Color Recovery Guide. Guest speakers discussed their experiences as entrepreneurs or funders of small businesses of color.

Mar 24, 2021

Tackling an Inclusive and Resilient Recovery in the Southeast

The Atlanta Fed’s Community and Economic Development engagement team launched the Inclusive and Resilient Recovery initiative to support strategies for a more inclusive and resilient economic recovery. Partners Update reflects on the ongoing webinar series and the goals of this initiative.

Feb 25, 2021

Inclusive and Resilient Recovery: Small Business Credit Survey: Findings, Implications, and Opportunities for an Inclusive and Resilient Recovery - February 25, 2021

The Atlanta Fed Community and Economic Development team presented findings from the Federal Reserve Small Business Credit Survey: 2021 Report on Employer Firms, particularly the impact of COVID-19 on these businesses.

Feb 10, 2021

Financial Resilience Challenges during the Pandemic

The history of discriminatory policies leaves many Black and Hispanic people less resilient in the face of the economic shock caused by the pandemic. Partners Update examines this history's connections to household financial resilience.

Feb 05, 2021

Atlanta Fed Contacts: Economy Needs a Literal Shot in the Arm

Business contacts believe that a return to economic normalcy hinges on a successful nationwide vaccination effort. This Economy Matters article summarizes recent conversations to allow a glimpse of what regional business leaders are thinking.

Feb 02, 2021

American Voices Project: Monitoring the Crisis

The American Voices Project, a national qualitative study, is monitoring the effects of the COVID-19 crisis and provides real-time reporting on how people across the country are doing, with a special focus on people of color, the low-income population, and other groups that are being disproportionately affected. The first report in the series focuses on youth and young adults. The Atlanta and Boston Feds and the Stanford Center on Poverty and Inequality are cosponsoring the series.

Feb 01, 2021

Ecommerce's Spillover Effects on the Local Retail Real Estate Market

Online commerce continues its impressive growth rates, but does its growth diminish the value of traditional retail locations? A macroblog post analyzes the effect of ecommerce warehouses on retail real estate values.

Jan 19, 2021

Can the USPS Improve Financial Inclusion?

From 1911 to 1967, the United States Postal Service offered financial services that especially benefited un- and underbanked people. Could the USPS do it again? Read Take On Payments for a history lesson and discussion of financial inclusion.

Jan 15, 2021

Home Ownership Affordability Monitor Update

What effects are low interest rates, spiking house prices, and the ongoing COVID pandemic having on home affordability? This Economy Matters article discusses the Home Ownership Affordability Monitor’s October 2020 findings.

Jan 14, 2021

Inclusive and Resilient Recovery: Supporting Small Businesses for an Inclusive and Resilient Recovery - January 14, 2021

Speakers from organizations that support small businesses and entrepreneurship discussed the challenges these businesses are facing during the pandemic. For instance, many small businesses of color were unable to tap government programs like the Paycheck Protection Program because they lacked an existing relationship with a bank. Atlanta Fed president Raphael Bostic moderated the discussion.

Jan 08, 2021

Podcast Explores Modernizing the Community Reinvestment Act (CRA)

Modernizing the CRA is an opportunity to address systemic barriers to credit and financial services that continue to hold many communities back. In this podcast, Atlanta Fed president Raphael Bostic and Fed governor Lael Brainard discuss how the CRA can help improve economic mobility and resilience.

Jan 06, 2021

How Important Is Health Inequality for Lifetime Earnings Inequality?

The authors of this working paper show that poor health accounts for nearly one third of the variation in lifetime earnings at age 65, primarily because it increases eligibility for social security disability benefits. Despite this, they find that these benefits are valuable and should be even more generous.

Jan 04, 2021

Atlanta Fed Announces New Mortgage Forbearance and Delinquency Data Tool

The Federal Reserve Bank of Atlanta has released the Mortgage Analytics and Performance Dashboard, an interactive mapping tool that allows users to display forbearance rates and delinquency rates at national, state, county, and ZIP code levels.

Dec 30, 2020

Tackling Racial Equity through Community Development

Focusing on the role structural racism plays in our economy and society, the Federal Reserve Banks of Atlanta, Boston, and Minneapolis launched the Racism and the Economy series. Partners Update reflects on emerging lessons from the series and what it means to use data and expertise to inform policymakers.

Dec 23, 2020

Utilizing Opportunity Occupations Data for Recovery

Millions of lower-wage American workers have lost their jobs in the economic crisis caused by the COVID-19 pandemic. Helping these workers find new job opportunities requires innovative workforce development programs that connect them to employment that can use their existing skills without requiring additional education. Workforce Currents examines how these opportunity occupations create a pathway for displaced workers to quickly transition into better, higher-paying jobs.

Dec 21, 2020

The CARES Act Unemployment Insurance Program during the COVID-19 Pandemic

How do increased unemployment benefits (through the CARES Act) interact with COVID infection risk and lockdown policy, and how much do they increase unemployment and reduce infection? This Policy Hub article gives an overview of recent Bank research that addresses these questions.

Dec 18, 2020

Who Has COVID-19 Impacted and What's Been Done to Help?

The coronavirus pandemic has had a staggering impact on the labor market in 2020, resulting in roughly 89 million job separations in the United States. For workers hard hit by the crisis, Congress provided relief through the CARES Act and its three unemployment programs. Workforce Currents examines how these pandemic unemployment programs have helped workers, and where they stand as 2020 comes to an end.

Dec 18, 2020

Mortgage Prepayment, Race, and Monetary Policy

During the period 2005 to 2020, Black borrowers paid higher interest rates on their mortgages than non-Hispanic white borrowers did. The authors of this working paper find that policies that reduce barriers to refinancing for minority borrowers can decrease this racial mortgage pricing inequality.

Dec 18, 2020

Supporting the Recovery of Small Businesses of Color

Small businesses of color are important contributors to the national economy. The Atlanta and Kansas City Feds recently published the Small Businesses of Color Recovery Guide to help support these firms’ economic recovery. This Partners Update article provides an overview of this comprehensive guide.

Dec 17, 2020

COVID-19 Exacerbating Region’s Food Insecurity

For those who lack access to enough food, the COVID-19 pandemic represents an especially acute daily threat. This Economy Matters article looks at how food insecurity affects the Southeast and how some organizations are combating it.

Nov 24, 2020

Modernized CRA Could Help Build a More Equitable Economy

As the way people bank evolves, regulations around banking also need periodic updating. This Economy Matters article looks at the Community Reinvestment Act and how it might change to better reflect today’s banking environment.

Nov 20, 2020

Toward an Inclusive Recovery

The COVID-19 recession and public health crisis have hit low-income people the hardest and magnified existing structural inequities. Workforce Currents contends that timely, accurate public data on who is being included in the recovery must be a foundation of national skills policies.

Nov 20, 2020

Regional Leadership on Economic Mobility and Inclusive Growth

Atlanta Fed president Raphael Bostic spoke with Richmond Fed president Tom Barkin in the fourth and final session of the Shared Values Summit hosted by ChamberRVA.

Nov 18, 2020

How Diverse Perspectives Improve Economics

Atlanta Fed president Raphael Bostic gave the keynote address during the second installment of the Race and Economics series hosted by FederalReserveEducation.org. Mary Suiter, St. Louis Fed assistant vice president and economic education officer, served as moderator. President Bostic's presentation was followed by a panel discussion featuring economists whose expertise will provide students, teachers, and professors with insights into the importance of having economists with diverse perspectives studying the important issues of the day.

Nov 13, 2020

Can Community Colleges Step Up as Engines of Economic Recovery?

Businesses in an array of industries have accelerated their reliance on automation in the wake of the COVID-19 economic crisis, leaving millions of U.S. workers in need of new skills to meet the demands of the changing labor market. Workforce Currents examines what it would take for community colleges to emerge as the nation’s premier providers of workforce training and education.

Nov 12, 2020

Atlanta Fed Considers Ways to Expand Inclusion in Payments System

Burgeoning technologies and societal changes have increased the importance of participation in the payments system. This Economy Matters article looks at ways the Atlanta Fed hopes to foster greater overall participation.