Consumer Payments

Consumer Payment Choice for Bill Payments

How do U.S. consumers pay their bills? That depends on several factors, including what type of bill it is. Read the latest Research Data Report that uses data from the Diary of Consumer Payment Choice to determine why consumers pay their bills the way they do.

2019 Diary of Consumer Payment Choice

U.S. consumers made more than half of their payments in 2019 with debit, credit, and prepaid cards. For more details, read the Atlanta Fed's 2019 Diary of Consumer Payment Choice.

2019 Survey of Consumer Payment Choice

In 2019, consumers on average made 30 percent of in-person retail payments in cash in a typical month. Read more results of the Atlanta Fed's 2019 Survey of Consumer Payment Choice in this Research Data Report.

How Merchants Get Paid

Person-to-person payments, are the most cash-intensive of 10 payment types: 71.8 percent of these payments are made with cash. Read How Merchants Get Paid to learn more about the payment methods consumers use to pay various merchant types.

U.S. Consumers' Use of Personal Checks: Evidence from a Diary Survey

People are writing fewer checks every year, but they're still writing them. Who writes them? Who receives them? Is dollar amount a factor? Read this report based on data from the Diary of Consumer Payment Choice to learn about the characteristics of check writing.