Grocery stores, convenience stores, pharmacies
Gas stations
Sit-down restaurants and bars
Fast food restaurants, coffee shops, cafeterias, food trucks
General merchandise stores, department stores, other stores, online shopping
General services: hair dressers, auto repair, parking lots, laundry or dry cleaning, etc.
Arts, entertainment, recreation
Utilities not paid to the government: electricity, natural gas, water, sewer, trash, heating oil
Taxis, airplanes, delivery
Telephone, internet, cable or satellite tv, video or music streaming services, movie theaters
Building contractors, plumbers, electricians, HVAC, etc.
Professional services: legal, accounting, architectural services; veterinarians; photographers or photo processers
Hotels, motels, RV parks, campsites
Rent for apartments, homes, or other buildings, real estate companies, property managers, etc.
Mortgage companies, credit card companies, banks, insurance companies, stock brokers, IRA funds, mutual funds, credit unions, sending remittances
Can be a gift or repayment to a family member, friend, or co-worker. Can be a payment to somebody who did a small job for you.
Charitable or religious donations
Hospital, doctor, dentist, nursing homes, etc.
Government taxes or fees
Schools, colleges, childcare centers
Public transportation and tolls
1 Computer
2 Tablet
3 Mobile phone
4 Landline phone
5 Mail
6 Some other device not listed
7 No device
8 E-Z Pass or other electronic toll device
1 Yes
2 No
3 I dont know
1: Within last month
2: Between 1 and 3 months ago
3: Between 3 months and 1 year ago
4: More than 1 year ago
1 Preferred method not accepted
2 Did not have preferred method at hand
3 I did not have enough money available
4 Payment would have been late
5 Security of the transaction
6 Received a discount
7 Would have paid a surcharge
8 Transaction size
9 Different preference for this merchant
10 Other
1 Regularly recurring
2 One time
3 Recurring but irregular
6 Other
1 Cars, trucks, motorcycles, other motor vehicles and parts
2 Furniture and furnishings
3 Household appliances
4 Computers, cameras, TVs, other electronics
5 Sports equipment, sports and recreational vehicles, and boats
6 Jewelry and watches
7 Therapeutic appliances and equipment
8 None of the above
3 Speed of payment
4 Security of the transaction
5 Received a discount
6 Would have paid a surcharge
7 Transaction size
8 Different preference for this merchant
9 Other
1 PIN
2 Signature
3 CVC/CVV code
4 None of these
5 Some of combination of these two
1 Visa
2 MasterCard
3 Discover
4 American Express
5 No logo
6 Other logo
1 Today
2 In the future
1 Bank
2 Post office
3 Western Union or someplace similar
4 Other
1: Today
2: 1 to 6 days ago
3: 7 to 13 days ago
4: 14 to 29 days ago
5: 30 or more days ago
1 Credit card
2 Debit card
3 Linked bank account
4 Money stored with the mobile app (PayPal, Venmo, Zelle, etc.)
1 EZPass or other electronic toll device
2 Apple Pay
3 Bitcoin or other virtual currency
4 Remittance
5 Other
3 Prepaid card
4 Bank account number
App Payment
2 Tapped to pay
3 Scanned QR code or showed screen to cashier
4 Paid in advance or remotely (e.g. Uber, Fandango)
5 Payment made in a browser
6 Text message payment (charged to cell phone bill)
7 Other
1: Within the last month
4: Longer than 1 year ago
1 PayPal
2 Zelle
3 Venmo
1 Same amount each bill
2 Amount changes from bill to bill
1 Security
2 Accepted lots of places
3 Cost
4 Convenience
5 Budget control
6 Rewards
7 Speed
8 Other
Financial services provider
Education provider
Medical care provider
Government
Non-profit/charity/religious
A person
Retail store or online retailer; restaurants and gas stations
Business that sells primarily services
1 To give a gift or allowance
2 To lend money
3 To give a tip
4 To repay money borrowed (a loan)
5 To purchase goods or pay for services
6 To split a check or share expenses
1 C1: ATM
2 C2: Cash back at a retail store
3 C3: Bank teller
4 C4: Family or friend
5 C5: Check cashing store
6 C6: Employer
7 C7: Cash refund from returning goods
8 C8: Payday lender
9 C9: Other location
1 Primary checking account
2 Other checking or savings account
3 Salary/wages/tips
4 Cashing a check
5 Credit card cash advance
6 Primary GPR prepaid card cash withdrawal
7 Other prepaid card cash withdrawal
8 Another person
9 Other source
1 ATM
2 Bank teller
3 Other
1 Direct deposit ONLY to primary checking account
2 Direct deposit ONLY to some other checking or savings account
3 Direct deposit to more than one account
4 Paper check
5 Cash
6 Payroll card
7 Primary general purpose reloadable prepaid card
8 Other general purpose reloadable prepaid card
1 Retail location
2 Online
4 ATM
5 Card machine
6 Bank teller
7 Check cashier
8 Other location
1 Coin machine/kiosk
3 Cash register or checkout in a store
4 Family or friend
7 General purpose reloadable prepaid card